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Scott, at Third Federal, we value our customer relationships, which is why we've never sold the servicing on a conforming loan. You'll have one place to send your payments and one number to dial for service--for the life of your loan!
Fixed Rate Mortgage
6.39%/6.41% APR
30-year term, 0 Points
5/1 Smart Rate Adjustable Low Cost Mortgage
6.49%/6.65% APR
30-year term, 0 Points, $495 Closing Costs ($695 for NY)
Rates effective 06/10/2026
Give me a call at 1-833-707-0067, respond to this text, or lock your rate at https://thirdfederal.com/refinanceohfltext
NMLS#449401. Equal Housing Lender.
Reply HELP for help, STOP to cancel.
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Hi! It's Ryan from Third Federal. Refinance rates are dropping and now's a great time to consolidate high-interest debt and lower your monthly payment.
Fixed Rate Mortgage
6.39%/6.41% APR
30-year term, 0 Points
5/1 Smart Rate Adjustable Low Cost Mortgage
6.49%/6.65% APR
30-year term, 0 Points, $495 Closing Costs ($695 for NY)
Rates effective 06/09/2026
Give me a call at 1-833-707-0067, respond to this text, or lock your rate at https://thirdfederal.com/refinanceohfltext
NMLS#449401. Equal Housing Lender.
Reply HELP for help, STOP to cancel.
Your verification code is: 717298
SHEIN: UP TO 90% OFF! Final markdowns end Tuesday. Unwind & save big> https://s.pro/1/25vk3he Reply STOP to stop.
Hi! It's Ryan from Third Federal. Did you know that Third Federal offers a free 60-day rate lock? This is twice the time compared to most other lenders--so if rates go up while you are closing your loan, you're protected.
Fixed Rate Mortgage
6.39%/6.41% APR
30-year term, 0 Points
5/1 Smart Rate Adjustable Low Cost Mortgage
6.49%/6.65% APR
30-year term, 0 Points, $495 Closing Costs ($695 for NY)
Rates effective 06/08/2026
Give me a call at 1-833-707-0067, respond to this text, or lock your rate at https://thirdfederal.com/refinanceohfltext
NMLS#449401. Equal Housing Lender.
Reply HELP for help, STOP to cancel.
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Scott, want to see the proof of your monthly savings? Reply "Loan Officer" to get started.
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